Barbara Rybicki's Blog
When it comes to purchasing a home, there is no need to settle for an "average" homebuying experience. Instead, there are many things that you can do to become an expert homebuyer, i.e. someone who can discover a first-rate house at a budget-friendly price.
Now, let's take a look at three ways that a "typical" homebuyer can become an extraordinary one:
1. Evaluate the Housing Market Closely
The housing market can be complicated, particularly for those who are searching for a house for the first time. Fortunately, an informed homebuyer will be able to identify real estate market trends and plan accordingly.
For example, if there is an abundance of houses available and a shortage of homebuyers, you likely are operating in a buyer's market. In this market, you should have no trouble locating a top-notch house at a price that corresponds to your budget.
On the other hand, a real estate market that features a limited number of outstanding houses commonly favors property sellers. Therefore, you'll need to proceed cautiously if you want to acquire a high-end house at an affordable price.
Of course, you should always check out a wide range of houses in cities and towns where you'd like to live. This will enable you to explore many houses and improve your chances of finding a residence that matches or exceeds your expectations.
2. Get Your Finances in Order
Although you'd like to buy a home in the near future, you still need to figure out how you'll pay for it. Lucky for you, many credit unions and banks are available that can make it easy for you to get pre-approved for a mortgage.
Lenders are happy to meet with you at your convenience. These financial institutions can outline a variety of mortgage options and help you make an informed mortgage decision.
With a mortgage in hand, you can enter the real estate market with clear-cut financial expectations. This may help you avoid the temptation to overspend on a home. Plus, you'll be better equipped than other property buyers to narrow your home search, thereby accelerating the process of acquiring your ideal house.
3. Work with a Real Estate Agent
A real estate agent is a housing market professional. As such, he or she can help you simplify the process of going from homebuyer to homeowner.
For homebuyers, hiring a real estate agent is essential. This housing market professional can keep you up to date about new properties as they become available, set up home showings, submit home offers on your behalf and much more.
Perhaps best of all, a real estate agent is available to respond to your homebuying concerns and queries at any time. He or she will even provide homebuying recommendations to ensure you can navigate the property buying cycle quickly and effortlessly.
Ready to become an expert homebuyer? Use the aforementioned tips, and you can streamline the process of acquiring a terrific home that you can enjoy for years to come.
114 Carrington Lane, Uxbridge, MA 01569
Sure, it's possible to find a home with a fully equipped exercise gym, an Olympic size swimming pool, or a couple tennis courts on the premises, but who wants to spend that kind of money! Fortunately, there are house features you can look for that will help you stay in shape without having to win the lottery first! Here are a few ideas to consider when searching for the ideal home:
- Proximity to a park: Whether you're looking for a home in the city or nearby suburbia, most communities have bike paths or public parks where you can walk, jog, inline skate, bicycle, take your dog for a stroll, or play tennis. Parks with playgrounds are also a great resource for keeping your kids entertained, physically active, and engaged. Having a park or walking trail located within a mile of your house is ideal because if it's convenient, you'll be more inclined to go there frequently. While it may not be at the top of your house-hunting "wish list," proximity to a park, nature preserve, or walking trail can be instrumental in helping you and your family stay healthier and more energetic. Doctor-approved, regular exercise is also a proven way to counteract the effects of stress, elevate your mood, and maintain a healthy weight.
- Pedestrian-friendly neighborhoods: One of the advantages of buying a home in a quiet neighborhood is that it offers a safe and relaxing environment for taking daily walks. Going for walks near your house can also be a good way to get to know your neighbors and check out the latest yard sales. Although sidewalks can be a nice feature for homeowners who enjoy neighborhood walks, quiet streets with mostly local traffic is all you really need for favorable walking conditions.
- A finished basement or extra room: The problem with putting an exercise machine in your bedroom or even the family room is that, sooner or later, you're going to get sick of looking at it! Until somebody creates a treadmill, exercise bicycle, or elliptical machine that has aesthetic appeal as well as functionality, it's never going to complement your decor! More often than not, exercise machines are an eyesore and a source of clutter. The solution is to create a dedicated exercise space in either a finished basement, a rec room, or a spare bedroom. Half of a two-car garage can sometimes provide a good area for weights and exercise machines, too, but that's only if you're willing to park your second car in the driveway.
35 Bridle Ridge Dr, Grafton, MA 01536
You may be someone that just loves planning, shopping, and cooking for your family. You have the tried and true recipes that dazzle your family all tucked up in your head. When you enter the grocery store, you have a regular route as you gather all the ingredients needed to create your family's favorite meals. You can stealthily take advantage of the weekly sales and layer on the coupons for incredible discounts. However, if you struggle with cooking meals that your family considers edible, then maybe you will appreciate a little direction.
What is on the Menu?
Most people shop for groceries right around their payday. So you arrive at a well-stocked store, since the grocer knows your shopping habits, now what? Where to start? Honestly, you need to rewind a bit and start about a day or two in the past. Schedule yourself a planning time either by yourself or with the whole family. You can take this time to decide what dishes you and everyone else would like to have served. Like most families, you will have your tried-and-true meals that have a heavier rotation on a meal plan schedule. Once you have a list of meals for a predetermined time-frame, you can now build a grocery list. Before you hop in the car and zoom off to conquer that list, you may want to check your current supply. Have your family help with this. You can make it into a sort of scavenger hunt. Once you have taken a quick inventory, you can clearly see what you need to purchase.
Search for the Sales
Now, if you have a favorite grocery store and there is nowhere else you would shop, then go for it. However, if you don't mind making a few stops, you can peruse the weekly circulars and see which grocers have competitive prices on the items you need to buy. Here is where you can spot any huge money-saving deals and perhaps adjust a meal or two to take advantage of a reduced price. Alternatively, if you have a freezer large enough to hold some extra items or a deep freezer you can easily stock up when the sales are on. Now you are ready to fill up that cart with what you need to make those completed meals without all the anxiety.
Try making a list of five to eight of your family's favorite meals, including all the ingredients for each and keep this list as your starting point for future meal planning sessions.